Effective Date: 10/16/2025
No Refunds Policy
All sales at My Bankruptcy School are final. Due to the immediate access provided to our digital course materials and proprietary training content, we do not offer refunds for any reason once a purchase has been completed.
By completing your purchase, you acknowledge and agree that:
- You have reviewed the course description, curriculum, and pricing information
- You understand that all sales are final and non-refundable
- Digital course access is granted immediately upon purchase
- No refunds will be issued for any reason, including but not limited to:
- Change of mind
- Lack of time to complete the course
- Technical issues on your end
- Dissatisfaction with course content
- Duplicate purchases
Course Exchange and Upgrade Policy
While we do not offer refunds, we understand that sometimes your educational needs may change. Therefore, we offer the following options within 30 days of your original purchase date:
Course Upgrades
- You may upgrade to a higher-priced course by paying the difference in price
- The upgrade must be requested within 30 days of your original purchase
- Upgrade fees are calculated based on current course pricing at the time of upgrade
- Only one upgrade per original purchase is permitted
Course Changes
- You may exchange your purchased course for a different course of equal or lesser value
- Course changes must be requested within 30 days of your original purchase
- If exchanging for a lower-priced course, no refund will be issued for the price difference; the difference may be applied as a credit toward future purchases
- Only one course change per original purchase is permitted
How to Request an Exchange or Upgrade
To request a course exchange or upgrade within the 30-day window:
- Contact us at [insert email address] or [insert phone number]
- Include your original order number and purchase date
- Specify which course you wish to exchange to or upgrade to
- Allow 2-3 business days for processing
Exchanges and upgrades are subject to approval and must be requested by the original purchaser.
Important Considerations Before Purchase
We encourage all prospective students to:
- Carefully review all course descriptions, curriculum details, and sample materials before purchasing
- Contact us with any questions about course content or suitability before making your purchase
- Ensure you have the necessary time and commitment to complete the training
- Verify technical requirements for accessing online course materials
Access After Purchase
Upon purchase, you will receive access to your course materials. Once you have accessed or downloaded any course content, this does not affect your ability to request an exchange or upgrade within the 30-day period, but it does confirm that no refund will be available.
Questions or Concerns
If you have any questions about this policy or need assistance choosing the right course for your needs, please contact us before making your purchase:
Email: orders@mybankruptcyschool.com
Phone: 317.586.8030
Hours: 9 am-5 pm week days
Courses purchased during promotional periods or with discount codes are subject to the same no-refund policy. Exchanges and upgrades will be calculated based on the actual price paid, not the original list price.
Group or Corporate Purchases
Special terms may apply to bulk or corporate training purchases. Please contact us directly to discuss group purchase policies.
By completing your purchase at My Bankruptcy School, you acknowledge that you have read, understood, and agree to this Refunds and Exchange Policy.